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Real Estate Resources:

  • Special Offers - Special offers for Las Vegas, Summerlin, Green Valley and Henderson homeowners from Kerry and Jan Coffman.

  • Affiliates - Kerry and Jan Coffman's real estate web site affiliates.

  • Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

  • How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

  • Determine Tax Savings - Calculate how much your monthly Las Vegas, Summerlin, Green Valley and Henderson Nevada mortgage payments save you on your taxes because of loan interest.

  • Should You Rent or Buy? - Is it better to rent a home in Nevada or buy your own Las Vegas, Summerlin, Green Valley and Henderson house, ranch, luxury property, condominium, acreage, or other real estate?

  • Adjustable Rate Mortgages - Adjustable rate Las Vegas, Summerlin, Green Valley and Henderson mortgages information and interest rate java calculator.

  • What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

  • Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

  • Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

  • 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

  • How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

  • What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

  • Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

  • TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Nevada real estate.

  • Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

  • Ask Anything - Ask Kerry and Jan Coffman anything real estate.

  • NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

  • Real Estate Tips - Kerry and Jan Coffman's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

  • Real Estate Trivia - Kerry and Jan Coffman's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

  • Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Las Vegas, Summerlin, Green Valley and Henderson property in Nevada, including legal terms definitions, and more.

  • Go to Main Sitemap - Main sitemap sections include Find Las Vegas, Summerlin, Green Valley and Henderson Homes, For Home Buyers, For Home Sellers, Las Vegas, Summerlin, Green Valley and Henderson Information, Real Estate Resources, and About Kerry and Jan Coffman.

 

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Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

See All Tips In The "About Appraisals" Category >
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Real Estate Trivia
Q 
What is a Balloon Mortgage?

A 
A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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Kerry and Jan Coffman, REALTOR®, real estate agent and broker for Las Vegas, Summerlin, Green Valley and Henderson Nevada home listings, property and land for sale - NUMBER1EXPERT(tm)

Kerry and Jan Coffman
Keller Williams Realty

3090 S. Durango Dr. #100
Las Vegas, NV. 93065
702-562-6364
Fax: 702-699-7779
Kerry cell: 702-204-5409
Jan cell: 702-804-2525
Kerry's: kerry@TheCoffmanTeam.com
Jan's: jan@TheCoffmanTeam.com

With 30+ years of combined experience, we are ranked in the top 1% of agents nation-wide. We will show you what true customer service really is!

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